Prepaid Debit Card Programs

A prepaid debit card program presents opportunities for product-line expansion, strengthening customer relationships and generating additional revenue. With our bank and EFT network relationships, 3PEA can provide you with a prepaid debit card program in quick time.

There are a variety of new products developing within this payments category. The range of customization available in product functionality and program servicing makes prepaid payment cards very different from the more traditional bank-issued debit cards. We offer a wide range of start-to-finish prepaid debit options that will make you a profitable player in this expanding market. Our prepaid debit card processing programs include:

Gift cards
Payroll cards
Benefits cards
Shopping mall cards
Teen/Family cards
Cash cards
Incentive cards
Merchant cards

3PEA offers you a complete prepaid debit card solution that includes the systems to support your selected program, card personalization, call center support, voice response unit, and Internet access options. For further information about a pre-paid card program that suits you, contact the company for details. TOP | HOME

IP Payment Gateway Solutions

3PEA’s IP Payment Gateway Solutions support all merchant retail transactions including PIN-Debit, Debit, and all major Credit Cards. 3PEA also provides support for check services including verification, guarantee, conversion, check image capture and retrieval, as well as eCheck, ACH, EBT and Gift Cards.

Our IP Payment Gateway solutions use open web services for ecommerce and support various IP enabled applications using open standards such as XML, SOAP and HTTP POST over Secure Sockets Layer (SSL). By utilizing server-side XML objects, web developers can easily integrate their ecommerce systems to 3PEA's IP Payment Gateway Solutions. Windows client (Win32) developers can use similar client XML objects to call our IP gateway over an Internet connection.

By using a combination of our PayPad® payment terminals and secure IP payment gateway, 3PEA can quickly and cost effectively help customers in various markets to payment enable their applications. 3PEA International works closely with its customers providing qualified payment expertise to produce a payment processing solution that best suits their needs.

For further information or to receive a test account and software developer kit, contact the company for details. TOP | HOME

Merchant Services

3PEA provides credit card payment processing services to retail, wholesale, direct marketing (mail/phone order), and Internet businesses. We offer merchant accounts for all merchant types, with super low rates regardless of the business you are in. If you are tired of paying overpriced fees on credit card processing then contact 3PEA for a quote and see what you will save. TOP | HOME

Encryption Services - PayPad Injection

3PEA handles PIN pad injection services for PayPad payment terminals. Our proprietary key loading systems allow for fast turnaround of large quantities of PayPad terminals at rates much lower than generally found in the industry. We already maintain unique (DUKPT BDK) encryption keys from some major processors, and are capable of receiving injection keys from processors nationwide due to our ABA (TG3/Visa) compliance. TOP | HOME

www.PINsmart.Net Money Transfer System

PINsmart is the next generation of person-to-person payment systems, and is the first real alternative to existing Internet payment options available to consumers. PINsmart implements the same ATM/debit card with PIN security used by financial institutions for more than 20 years. You can trust a system that is tried and proven.

PINsmart does not require the storing of sensitive bank account information in order to authorize a deposit to your PINsmart account - your bank authorizes you each time you wish to load money. When you swipe your ATM card and enter your PIN, sensitive information is encrypted within the PayPad terminal. This encrypted information is securely and transiently passed through to authorizing EFT networks and then on to your bank for approval ! None of the sensitive information is ever stored anywhere ! This is the same secure process used by ATM machines and PIN-debit terminals millions of times a day all around the world.

PINsmart is the perfect system for Auction Payments, Money Transfers and many other types of Internet commerce. More ....

Benefit To Consumers
Immediate Access to funds loaded from your bank account.
No sensitive bank account information required to be stored in the system.
No service fee for loads over USD $50.

Benefit To Recipients (Merchants/Sellers)
Money is GUARANTEED !
No Chargebacks
A low 1.5% + $0.30 service fee !
Withdraw through direct deposit to your bank or request a check !

For further information visit PINsmart.Net | TOP | HOME