3PEA Products
PayPad® V3
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PayPad® V3 is major upgrade from the previous version of PayPad
(V2) in features, security and design. The PayPad PC-POS Payment
Terminal offers one of the industry's smallest footprints in a
PC-POS device category and at an extremely affordable price point.
The new modern ergonomic design fits comfortably in the hand and
makes it easy to use while custom labeling creates a new vehicle
for brand awareness.
In response to numerous inquiries and requests from within the
payment industry, 3PEA has identified and acknowledged the need
for affordability, convenience, robust flexibility, compact design
and has developed a cost-effective combination of form and function
to address the rapid growth and needs of the PC-POS device market.
Additionally, the 3PEA architecture, along with its API, allows
Windows developers to quickly and easily turn any Windows software
application into a fully functioning payment terminal. Unlike
most other MSR/PINpad devices, the PayPad has been specifically
designed for seamless integration with the Windows Operating System.
PayPad V3 builds on the strengths of previous versions of the
PayPad product line while adding higher levels of security and
functionality. This upgrade will allow PayPad further penetration
into traditional point-of-sale markets for the growing number
of customers implementing Windows PC-based POS payment solutions.
The company will begin accepting orders for the PayPad V3 PC-POS
Payment Terminals in the second quarter of 2007. The PayPad V3
PC-POS will level the playing field by providing affordable deployments
to financial service companies of all sizes who are currently
using or are planning to use a Windows PC-based payment solution.
PayPad V3 is a high-performance USB based peripheral device which
incorporates an MSR (Magnetic Stripe Reader), EPP (Encrypting
PINPad) and Smart Card (Integrated Circuit Card) Reader. The PayPad
V3 terminal includes an LCD (16x2) display, enhanced tamper features
to meet PCI (Payment Card Industry) compliance, and designed to
be a handheld POS device. It has also been upgraded from a USB
(Universal Serial Bus) 1.1 to USB 2.0. The PayPad V3 meets stringent
security requirements, including a processor and RAM encased in
epoxy with a secure cryptographic module, DES, 3DES, DUKPT and
3DES DUKPT support.
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Summary Specifications
| Magnetic Stripe Reader | |
| MSR | ISO 7811-5 |
| Data Track | Track 1/2 |
| MSR Head | 500,000 Passes |
| Type | Bi-Directional |
| MTBF | 30,000 Hours |
| Smart Card Reader | |
| Smart Card | ISO7816-3 compliant |
| Protocol Supported | T=0 and T=1 |
| Maximum Speed | 115,200 bps |
| Insertions | 100000 passes |
| LCD | |
| LCD Display | 16 X 2 Character |
| USB | |
| USB Version | 2.0 |
| USB Type | Interrupt Data Transfer |
| USB CCID | Yes |
| Power | USB Bus Power |
| Compliance | |
| PS/SC | 2.0 |
| EMV | Level 1 |
| PCI | 1.3 (Feb 2005) |
| Certifications | |
| UL/CE/FCC | Yes |
| EMV-L1 | Compliant |
| WHQL | Compliant |
| PCI | Compliant |
| OS Support | |
| Operating Systems Support | Designed for Windows XP/2003/Vista |
| Addtional Features | Compatible with Windows 98/ME/2000 |
| Software Support | |
| API | Windows COM (Component Object Model) DLL |
| Tamper Features | |
| Tamper Evidence | PCI Specification |
| Tamper Resistance | PCI Specification |
| Tamper Response | PCI Specification |
| Encryption Standards | |
| PIN Management & Security | ANS X9.8, IBM 3624, ISO11568 and ISO 9564 |
| Key Management | ANS X9.24 DUKPT DES (2001) and 3DES (2004) |
| Data Encryption Algorithm | ANS X3.92 |
| Triple DES Encryption | ANS X9.52 |
| Dimensions | |
| Length | 4.81 in / 12.25 cm |
| Width | 4.08 in / 10.73 cm |
| Height | 1.65 in / 4.20 cm |
| Weight | 0.72 lbs / 0.33 kg |
If
your looking for a streamlined and cost-effective method of deploying
large numbers of payment terminals, then 3PEA and PayPad is the
solution. For further information about PayPad availability, contact
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PayPad
SDK
The
PayPad SDK is a package of hardware, software and documentation
for a Windows software developer. The contents of the SDK will
allow a developer to payment enable a Windows application for
PayPad payments whether they are using thin-client (browser based)
or Win32 technology. The API for the PayPad is a Win32 COM Object
(DLL) that can be easily called from ASP, VB, C++ or any .NET
developed application in the Windows environment.
The PayPad SDK consists of:
PayPad Terminal
Driver Setup Program
PayPad Test Utility
Sample VB Code
Documentation
Below is a brief description of the PayPad API COM interface:
Methods
CancelPINEntry
CancelSwipe
Connect
Disconnect
EnterPIN
Scan
Swipe
Properties
CardSwiped
DeviceCount
DeviceFilter
DriverVersion
DUKPT
FirmwareVersion
PINKeyState
SerialNumber
TrackData
TrackLength
To get your PayPad SDK, contact 3PEA. TOP
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KeySecure
Injector
Most industry cryptographic key loaders are designed to inject PINpads in smaller quantities. The configurations of these loaders enable them to inject 2,4,8 or 16 terminals at most. 3PEA’s KeySecure Injector provides a key loader that is able to inject more PINpads at one tine, 3PEA developed its own cryptographic key loader. By using an Atalla HSM, SCT, PC and cascading USB hubs, 3PEA’s KeySecure Injector provides a scalable secure key loader that meets ABA (TG3/Visa) requirements. This key loader can currently inject 32 PayPad terminals at once.
With PayPad® V3 now supporting 3DES DUKPT and USB 2.0, 3PEA has begun the development of a new version of the KeySecure Injector. This version will support larger injection capability, with 32, 64 and 128 terminal capacity versions planned. It will also handle 3DES and DES DUKPT key management. After the release of the KeySecure Injector that is able to load the PayPad V3 Terminals, the company also plans to deploy a 16 and 32 serial port version that will be capable of loading serial PINpads from other payment terminal manufacturers.
One might surmise that 3PEA is trying to commoditize the deployment
of debit terminals and that assumption would be absolutely correct.
It is hard to beat the combination of a proprietary keyloader
that can inject a large number of PINpads at the same time and
coupled with the surprisingly low cost of 3PEA’s PayPad Terminals.
If you are planning a payment upgrade of your business systems,
either to enable debit or upgrade for compliance, 3PEA is the
solution your looking for. For further information about our KeySecure
Injector or our ESO Services contact the company for details.
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PINsmart™
EFT Link
The
PINsmart EFT Link Windows based Client/Server software components
are designed to enable customers to process PayPad® transactions
through their own payment processing connections using a simple
thin client model. The PayPad EFT Link Solution targets companies
looking for a turn-key solution to deploy large numbers of PayPad
payment terminals quickly and cost-effectively.
The PINsmart EFT Link Client ActiveX Control loaded into a web
page, receives simple object parameter tags for processing from
the customer application, and after receiving the magnetic stripe
track data and encrypted PIN block from the PayPad payment terminal,
submits the XML transaction message over a secure connection (SSL)
to the PINsmart EFT Link Server.
The PINsmart EFT Link Server is a multi-threaded windows server
application that can receive transactions for any number of merchants
on a single system, with all activity logged to an SQL database.
Processor connectivity has been segmented from the server application
so that multiple payment processor connectivity can be supported.
The PINsmart EFT Link Server currently supports one major processor,
with support for other processors expected in the near future.
The server also has built-in scrubbing features such as a banned
card, banned terminal and banned IP address features for wider
control of deployed PayPad payment terminals and card activity
for the acquirer.
System Requirements: PINsmart EFT Link Client ActiveX Control
requires Internet Explorer 6.0 or higher. PINsmart EFT Link Server
requires Microsoft Windows 2003 Server, SQL Server 2000 and Internet
Information Server (IIS) 6. PayPad® is a USB based peripheral
device which incorporates an MSR (Magnetic Stripe Reader), EPP
(Encrypting PINPad) and Smart Card (Integrated Circuit Card) Reader.
The new version includes an LCD (16x2) screen, enhanced tamper
features to meet PCI compliance, and is designed to be a handheld
POS device.
For further information about the PINsmart EFT Link Solution or
a demonstration, contact the company for details.
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